Does Social Security Award Disability to Children?

Parents commonly want to know if their children are eligible for any disability insurance from the Social Security Administration (SSA).  The SSA does pay disability benefits on behalf of children, and the funds are usually dispersed to their parents.

What sort of disability award can I receive on behalf of my child?

When children meet the SSA requirements, they can become eligible for Supplemental Security Income (SSI).  These benefits are awarded in order to provide the child with medical care and other needs that may arise because of the child’s disability.

What disabilities are covered by the SSA for children?

There are several disabilities that are covered by the SSA for children, including:

  • Human Immunodeficiency Virus
  • Muscular Dystrophy
  • Mental Retardation
  • Cerebral Palsy
  • 100% loss of vision or hearing

There are other disabilities that are covered as well.  The SSA guidelines are based upon the child’s ability to function.

How does the SSA determine that my child fits its requirements for SSI?

The SSA needs proof of the existence of the conditions that are claimed.  The most important sources of knowledge about your child’s disability include your child’s doctor or other healthcare professionals.  Teachers are also a very helpful resource, if your child is able to attend school.

Does the SSA consider my family income when making its determination?

Yes.  If your child receives SSI, the amount that is awarded is calculated according to the income of the family as a whole.  If your family resources are extremely limited, your child may also be eligible for Medicaid.

When will I start receiving SSI for my child?

If you are awarded SSI for your child, the payments will begin once the eligibility has been determined.  In some cases, that can take several months.  For more information on this and everything else discussed in this article, click here.