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  • Disability Group 5:28 pm on March 4, 2011 Permalink | Reply  

    Social Security Disability: The Difference Between SSI and SSDI? Which One Do I Need? 

    Social Security Disability: The Difference Between SSI and SSDI?  Which One Do I Need?

    By:  Disability Group (http://www.socialsecuritylaw.com)

    The Federal Government provides two different benefits for Americans who become disabled and are no longer able to work.  Social Security Disability Insurance (SSDI) is for workers who have paid into the Social Security system through payroll taxes and is similar to the familiar retirement benefits program.  Supplemental Security Income (SSI) is an entitlement program for those with limited income and resources and is available regardless of work history.

    Can I apply for both benefits?

    You can and should apply for both SSDI and SSI benefits!  It is possible that you will qualify for both programs and have concurrent entitlement, but even if you don’t you should still apply for both.

    What are the qualifications for SSDI?

    ●     You must be a United States citizen or permanent resident;

    ●     You must not yet be eligible to claim retirement benefits (under 65);

    ●     You must have worked recently enough and for enough time;

    ●     You must be disabled by the Social Security Administration’s definition

    To determine if you have worked recently enough and for enough time to qualify for benefits, the Social Security Administration uses a “credit” system.  Certain income levels earn you “credits” within a year and if at a certain age you have enough credits you can qualify for SSDI benefits. (To find out if you qualify or for a free consultation regarding SSDI benefits visit us at www.socialsecuritylaw.com.)

    What are the qualifications for SSI?

    ●     You must earn less than a specific income level set by the Social Security Administration;

    ●     You must have limited resources;

    ●     You must be a United States citizen (there are a few exceptions);

    ●     You must be disabled by the Social Security Administration’s definition

    This benefit is designed for disabled citizens with limited means and the Social Security Administration measures this by determining your income level and the value of your “resources”.  Resources can include cash reserves, stocks, bonds, or any asset that could be converted into cash.  (If you have questions about whether or not you meet the resource or income limitation for SSI benefits please contact us at www.socialsecuritylaw.com)

    Copyright secured by Digiprove © 2011
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    • Carla Ramotar 10:22 am on April 27, 2011 Permalink | Reply

      Good Afternoon Sirs and Madames. I had my Son Timothy evaluated by a therapist for Social Security. I was sent a letter denying my claim. My Son has Esberger Syndrome. I hipe i spelled that right? He can’t stay focused when he really needs too. I guess they figure if you are able to lift items you are not disabled. i was granted an appeal but it was during the time of my Husband’s demise. I had so much going on in my life that the time expired for the appeal. My Son Timothy was always put in Slow classes and disabled classes all through HighSchool. They even put him in handicap classes in Highschool. He went as far as the 10th. grade but it became unbearable for him. they treated him like he had A.d.d. At times but found out that he has a chemical inbalance of the brain. When i was interviewed, i didn’t have any back up papers so maybe that’s why they denied him? By the Grace of God, i found a stack of papers when he was evaluated all through SWchool. Once he was even Baker acted. Anyway, We never collected for him as a child or as a young adult. I don’t understand how he was labled as mentally impaired in School but it has no bearing at all with the Social Security People. I am not trying to cheat anyone. I know my child can not hold down a job with his mentality. How will he be able to support himself after i’m gone. I hope this e-maIl doesn’t fall on death ears. Thank you in advance for your time. My number is 813-446-4038. Home number, 813-780-6254

    • Security system Colorado 2:54 am on April 5, 2012 Permalink | Reply

      Nice information, good stuff with good ideas and concepts, lots of great information and inspiration, both of which we all need, thanks for providing such helpful information here.

  • Disability Group 10:00 am on February 11, 2011 Permalink | Reply  

    Veterans Pension and Disability Benefits 

    A veteran may receive full VA compensation benefits as well as full Social Security Disability benefits.  However, VA pensions are treated differently.

    Your VA pension will be reduced by the amount of Social Security Disability (SSDI) benefits you receive.  If you qualify for needs-based Supplemental Security Income (SSI) benefits, they will be reduced by the amount of your VA pension.

    The VA pension is reduced by other sources of monthly income like SSDI because it is a needs-based program for disabled veterans.  VA considers your income and assets, but does not consider other needs-based payments like SSI.  SSI and state welfare will not reduce your VA pension, but remember, your VA pension will reduce SSI benefits.

    My SSDI benefits would be the same amount or less than my VA pension check.

    If this is the case, you may not want to pursue a claim.  Your VA pension will be reduced by the amount of your SSDI benefits.  You may want to simply collect the full VA pension you are already receiving.

    I’m in the middle of filing a Social Security disability claim, and I just started getting my VA pension.

    If this is the case, you might be able to get SSDI backpay from before your VA pension began.  You should call a lawyer and ask for help in determining what you should do.

    My VA pension is going to be about the same as my SSDI benefits, and I’m entitled to SSDI backpay

    If this is the case, you may want to stick with the Social Security disability claim.  Your SSDI benefits will offset your VA pension, but there will be back pay on top of these benefits.

    Remember, always consult an experienced social security lawyer to find whether you should file for SSDI while collecting a VA pension.

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    • steve 11:57 am on May 16, 2012 Permalink | Reply

      I am getting some VA pension and some VA disability…if I apply for SS disability, not SSI, I can’t tell from above what, if any of the 2 will be reduced. can someone please clarify. Thanks.

    • John FitzGerald 3:05 pm on May 16, 2012 Permalink | Reply

      The pension will be reduced. The benefits will not.

  • Disability Group 10:00 am on February 10, 2011 Permalink | Reply  

    How Much Do I Have To Pay My Social Security Disability Lawyer? 

    When do I have to pay my Social Security Disability lawyer?

    Your lawyer should not charge you any upfront fees. Your lawyer’s fees have to be approved by the Social Security Administration. Your lawyer gets paid only when you are found disabled by the Social Security Administration and found entitled to retroactive benefits. Your lawyer is paid directly from the Social Security Administration when your retroactive benefits check is cut.


    What are retroactive benefits?

    Retroactive benefits are benefits (money), which accrue during the time frame it took you to be found disabled by the Social Security Administration and awarded. Retroactive benefits start accruing from your onset date. Your onset date is the date you became disabled.


    How much do I have to pay my Social Security Disability Lawyer?

    As of June 22, 2009, the maximum fee amount you can be charged for representation is $6000, which is set by the Social Security Administration.  That means you should never be asked to pay more than $6000, and, in fact, you could pay a lot less!


    Can my lawyer fee be less than $6,000?

    As the law is written your lawyer is entitled to 25% of your retroactive benefits, not to exceed $6000.

    If your retroactive benefits check is $15,000, 25% of that amount is $3,750. This is the amount the Social Security Administration will take out of your check and mail to your lawyer. Your retroactive benefits check is written for $11,250 ($15,000- $3,750.)

    The only other costs you are responsible for are “out of pocket” expenses incurred by your lawyer as he/she prepared your case. An example of this expense is the money the lawyer paid for obtaining your medical records. “Out of pocket” expenses should be minimal and are usually collected after you receive your award from the Social Security Administration.

    If you have questions about how social security disability lawyers are paid, give us a call!

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    • Gordon Pfeifer 12:21 pm on March 7, 2011 Permalink | Reply

      Spoke to my doctor last week and said I would qualify for disability. Just want to know the beat way to go for applying.

      Thank You, Gordon

    • New york wrongful death lawyer 5:12 am on September 7, 2011 Permalink | Reply

      This is really informative and helpful post! Thanks for posting, look forward to more…

  • Disability Group 10:00 am on January 24, 2011 Permalink | Reply  

    Social Security Myths EXPOSED!! Disability Group Inc Reveals The Truth About the Social Security Claims Process 

    Applying for Social Security disability benefits can be intimidating and time-consuming. Understanding how the system works can be the difference between winning or not winning your disability benefits.  Disability Group reveals common Social Security disability myths and misconceptions.


    Myth: The Social Security Administration denies everyone the first time they apply for disability.

    This is absolutely not true!  It is easy to see why people would believe this when over 70% of all first applications filed are denied.   A claim requires a lot of paperwork, and claimants are often denied when they do not provided documents that the SSA disability reviewer has requested.  A disability lawyer can be help you to prevent an unnecessary denial by staying on top of all requests from the SSA.


    Myth: The Social Security Administration will deny you a certain number of times before you are approved.

    Also not true!  Many people simply file applications over and over again, hoping to be approved.  If you continue to file and get denied at the first stage, you are denying yourself the right to an appeal and even more importantly, you are setting yourself at the back of the line again!

    Make sure that you follow the appeals process up to the highest level in a timely manner, meeting all deadlines.


    Myth: The best way to appeal a Social Security claim denial is to file a brand new application.

    No!  This is often the worst thing you can do because most initial applications are denied.  A new application will most likely be denied for the same reason as the last.  Historically, and statistically most claimants are awarded only after being heard by an administrative law judge.  A claim will never get that far in the process if you just file a new application.  Follow the appeals process and find representation.


    Myth: Certain medical conditions or mental health problems can get you automatically approved for benefits.

    No . . . . and yes.  Certain impairments are singled out.  If you meet an SSA listing it is easier to get approved, but not automatic.  All claims are evaluated according to medical evidence. See the list of the categories of impairments that meet the SSA listing here: http://www.socialsecuritylaw.com/qualify/

    Make sure to get regular medical treatment during your claim documents your condition for a better chance of obtaining benefits.  If you have irregular doctor visits and little medical evidence, your chances for approval of disability benefits is greatly reduced.


    Myth: You cannot get Social Security Disability if you have used drugs or alcohol.

    Not true. Every case is different but you have a better chance of obtaining benefits if you have maintained at least six month of sobriety.  How often and how recent you used is most important.  Simply put, Social Security will not pay benefits to someone who caused their condition or made it worse by drug or alcohol use.  If quitting would improve your condition, it is relevant and you will not win.

    If you have a history of abuse but are not currently using substances you should carefully review your medical records before filing for disability.  Doctors and mental health professionals will often indicate “suspected use” in their treatment notes.  Such indications can have a damaging effect on a disability case.

    While there are many myths about the Social Security claim process that are untrue, the process does include a fair amount of rules, regulations, and paperwork that a social security attorney is better suited to deal with.

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  • Disability Group 10:00 am on January 19, 2011 Permalink | Reply
    Tags: cdr, medical review. children,   

    You got your benefits – now how do you pass a review? 

    Once you are receiving Social Security Disability benefits, the Social Security Administration will periodically review your case to make sure that you are still disabled. This review is called a Continuing Disability Review (CDR) and the law requires it.


    What can you expect from a CDR?

    When the SSA determines that you are disabled, your disability determination specialist sets a date for your case review. This schedule is called a diary. Most diaries are based on the expectation of recovery and are for three or seven years, but they can be sooner:

    • If medical improvement is “expected,” a case normally will be reviewed within six to 18 months;

    • If medical improvement is “possible,” a case normally will be reviewed no sooner than three years;

    • If medical improvement is “not expected,” a case normally will be reviewed no sooner than seven years.

    The CDR is a medical review.  SSA is trying to decide if your level of disability has improved to the point where you have medically recovered and are able to work.

    SSA will want to gather the same kind of evidence that you provided during your initial claim for Social Security Disability benefits. SSA will have you fill out forms describing your current condition and list all of the places where you have received treatment. SSA will also obtain copies of all recent medical records. If more information is needed about your condition, SSA may schedule a Consultative Exam.

    If your condition has not improved since SSA last reviewed your case, then your Social Security benefits will continue. If your condition has improved, SSA will look to see if your condition meets the current disability requirements.

    It is important that when you receive the CDR notice and forms that you fill them out and return them. If you receive the CDR mailer and throw it in the trash, SSA will send a second one. Continued failure to provide information that SSA asks for, or failure to attend an examination that it schedules, will result in termination of benefit payments. You may need help answering the questions, especially if you are not certain what is being asked and why. This is where an attorney may help.


    Continuing Disability Reviews for Children

    When a person is found to be disabled under childhood regulations, SSA will review the case when the person turns 18 to determine if the person is disabled under the adult regulations. The case is reviewed as if it were a new case. SSA is looking to see how your disability affects your ability to work as an adult. Even if your condition has not improved, your benefits will cease if your condition does not meet the current adult rules.


    Tips for a Continuing Disability Review

    SSA looks at the original status of your medical condition(s) and compares it to the current status of your medical condition(s) to decide if there has been significant medical improvement. For this reason, it is important that you continue to seek medical treatment for your condition. If you have not continued to seek medical treatment, SSA will likely order a Consultative Exam to assess your current condition. It is usually more beneficial to you if your own doctor provides that information rather than a doctor hired by SSA who really doesn’t know you or your medical condition well.

    Be honest and don’t exaggerate the symptoms caused by your current medical condition(s). The opposite is also important: don’t try to portray yourself as better than you truly are.

    SSA is required to thoroughly evaluate any new medical conditions that have arisen since you were first awarded disability benefits. For this reason, it is important to tell your disability caseworker about any new conditions or treatment you have received.

    If you receive notice that your benefits are being terminated, you are entitled to an interview with the person making the final decision on your case. If your benefits are still terminated after this interview, you can appeal the decision to an administrative law judge. You may have an attorney represent you.

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    • Jera 6:19 pm on May 11, 2011 Permalink | Reply

      At last! Someone who understands! Thanks for ptosing!

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