Category Archives: Disability Insurance

10 Nov

Social Security Cost-of-Living-Adjustment Increase in 2013

The Social Security Administration has announced that benefits payments will increase by 1.7% in 2013; this increase is down from the previous year’s 3.6% cost-of-living adjustment (COLA) increase.  That means that if you are receiving the average benefit of $1,236, you will see about $21 more per month. The Social Security COLA is based on

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16 Oct

The High Cost and Low Availability of Health Insurance and Its Effect on SSDI

Another important factor in people’s decision to apply for Social Security disability benefits is the decreased access to health insurance.  As employer-sponsored insurance programs deteriorate and private policies become more expensive and unobtainable, some workers apply for Social Security Disability Insurance (SSDI) for eventual Medicare benefits.  SSDI beneficiaries may qualify for Medicare after two years,

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02 Oct

How Does Workers’ Compensation Affect a Disability Claim?

Workers Compensation will not affect the merit of your claim. While your workers’ compensation settlement may have an impact on your SSDI award, it does not affect the merit of your disability claim.  In other words, it does not have a negative impact to your claim. How does my worker’s compensation settlement affect my disability

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25 Sep

Determining Insured Status in Social Security Disability Claims

A “quarter of coverage” (QC) is the basic unit of coverage in determining a worker’s insured status for purposes of a Title II Social Security Disability claim. You need at least 6 QCs but not more than 40 QCs to be fully insured. Insured status is a basic factor in determining whether you are entitled

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21 Sep

How Social Security Evaluates Obesity in a Disability Claim

SSA defines obesity as “a complex, chronic disease characterized by excessive accumulation of body fat”. Medical criteria have been established to determine whether an individual is overweight based upon their body mass index (BMI). Social Security uses this criteria and other evidence to help determine whether an individual is obese. Originally, obesity was on the

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07 Mar

How to Prove Mental Illness in a Social…

How to Prove Mental Illness in a Social Security Application By:  Disability Group (www.socialsecuritylaw.com) There is no question that people who suffer from mental illnesses have difficulty finding and maintaining employment.  Many mental illnesses such as clinic depression or bi-polar disorder can have a major effect on one’s ability to interact with others, follow directions

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17 Feb

Social Security Disability: Determining Insured Status

Social Security Disability: Determining Insured Status By: Disability Group (www.socialsecuritylaw.com) Applying for Social Security Disability Benefits? Some of the most confusing factors in determining your eligibility for Social Security disability benefits are your “credits” and your “insured” status.  They can be simple to figure out, however, with a bit of patience. Credits and Earnings Quarters

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02 Feb

How to Prove Pain in a Social Security Disability Case

What is the Social Security Administration trying to do in my disability case? The Social Security Administration’s main goal is to decide whether you are able to work, doing either your past job or any type of job. Does the Social Security Administration (SSA) consider the pain I am in when deciding whether to award

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