Filing for Disability Benefits

Filing for disability benefit is not something most of us think about, especially when we are young. But according to the Social Security Administration, a 20 year-old worker has a 3 in 10 chance of becoming disabled before reaching retirement. The SSA pays disability benefits through two programs: the Social Security Disability Insurance Program and the Supplemental Security Income program or SSI. There are two main reasons for the SSA to pay disability benefits: one is for people who have a medical condition that impedes them from working for at least one year, the other is for people who have a medical condition that will result in their death. These strict requirements are defined by federal law and only apply to Social Security disability benefits. There are other disability insurance programs that do provide disability benefits for partial disability or short-term disability, but not the SSA.

Are you or someone you know considering filing for disability benefits? Contact one our skilled disability experts today to aid you in filing for disability benefits and improve your chances of getting approved!

You should begin your disability application as soon as you are disabled. The process of applying and being approved can take from three to five months so it is imperative that you begin your process as soon as possible. Family members of a disabled worker can also be eligible to receive disability benefits from the SSA.

Family members that can apply for benefits include:

• The spouse if they are 62 years of age or older.
• The spouse of any age if they are caring for a child of the disabled person who is younger than 16 or disabled.
• Child if unmarried and under 18, if still in school under 19. Child benefits may apply to stepchild or grandchild.
• Child 18 or older if disabled and their disability started before the age of 22.
• Divorced spouse if they were married to the disabled worker for more than 10 years and at least 62 years of age.

If you are receiving other government benefits, the amount of your disability benefits could be affected. You will need to show proof of recent work, dependent on age, and proof of duration of work, how long you have worked, to qualify for disability benefits.

Types of disability benefits available include:

• Disability Insurance Benefits
• Disabled Widow's and Widower's Benefits
• Disabled Adult Child Benefits
• Supplemental Security Income Benefits
• SSI child's Disability Benefits

Don’t take unnecessary risks when you are filing for disability benefits. We have the experience and knowledge to get your claim application approved. Our professional and seasoned staff knows what to look for and what is crucial for your quick approval so you can start receiving your much needed benefits fast!

Are you or someone you know considering filing for disability benefits? Contact one our skilled disability experts today to aid you in filing for disability benefits and improve your chances of getting approved!